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XNAS • Financial Services

SoFi Technologies, Inc. Common Stock (SOFI)

FINANCE SERVICES · 234 1ST STREET, SAN FRANCISCO, CA, 94105

XNASstockActive listing
14.30
-0.25 (-1.72%)
Quote updated 10/19/2026, 4:00:00 AM
Previous close14.55
Open14.75
Day range14.27 – 14.76
52-week range13.86 – 32.73
Volume39,764,876
Market cap21.57B
PRICE HISTORY

Stock price history and performance

Daily closing prices from the stored market history.

250 sessions
$34$28$23$18$13Oct 21Apr 21Oct 19
STOCK RESEARCH · EDITORIAL ANALYSIS

SoFi Technologies, Inc. Common Stock (SOFI): Investment Research & Business Outlook

A research-led explanation of the company, its financial evidence, valuation context and risks—not just a list of market numbers.

Research note

What the available evidence tells us

The latest stored quote for SoFi Technologies, Inc. Common Stock (SOFI) is 14.30, timestamped 10/19/2026, 4:00:00 AM. A quote is a point-in-time observation; it does not, by itself, explain why the price moved or establish whether the shares are attractive.

Business and financial quality

SoFi is a financial services company that was founded in 2011 and is based in San Francisco. Initially known for its student loan refinancing business, the company has expanded its product offerings to include personal loans, credit cards, mortgages, investment accounts, banking services, and financial planning. The company intends to be a one-stop shop for its clients' finances and operates solely through its mobile app and website. Through its acquisition of Galileo in 2020, the company also offers payment and account services for debit cards and digital banking. Stored fundamentals include 18 usable headline metrics. These should be read across several reporting periods and compared with peers before drawing a conclusion about business quality.

Valuation: context matters

The stored trailing P/E ratio is 66.7. P/E compares a company’s share price with its earnings, but it should be interpreted alongside expected growth, earnings quality, cyclicality and comparable companies.

Price trend and quantitative outlook

The chart is based on 250 stored daily price observations. Historical performance describes what happened over that period; it is not a guarantee of future returns. The current stored quantitative model signal is “neutral”. Treat model outputs as scenarios with uncertainty, not as certain targets or personalized advice.

Key risks and what to watch next

Risk records exist for this company; review the risk and performance section below for the available volatility, drawdown and risk-adjusted measures. The next useful evidence to review is the company’s next reported financial results, changes in forward estimates, and primary-source disclosures.

Editorial integrity: this summary uses fields available in the current database. Missing evidence is called out rather than filled with invented facts.

What the numbers mean for investors

Business quality

A reliable revenue-growth reading is not available or is not positive in the latest stored snapshot. Review multiple reporting periods before judging the growth trajectory.

Profitability

Margin data is incomplete. Revenue alone cannot show whether the company converts sales into sustainable profit.

Valuation

The stored P/E is 66.7. A multiple is not a verdict by itself: interpret it alongside expected earnings growth, cyclicality, cash flow, and comparable companies.

Price trend

The latest quote can be compared with the 20-, 50- and 200-day moving averages (15.68, 17.01, and 18.31). Moving averages describe trend, not intrinsic value, and can lag sudden market changes.

Bull case, bear case and evidence to watch

Bull case

The bullish case needs confirmation from reported revenue growth, cash generation, and future company disclosures; the current snapshot does not establish those conditions together.

Bear case

The stored P/E of 66.7 means expectations matter: a slowdown, weaker margins or downward earnings revisions could pressure the valuation.

What to watch next

Track the next earnings release, changes in revenue and margin trends, cash flow, management guidance, analyst estimate revisions, and primary-source filings. Update the thesis when new evidence arrives rather than relying on one ratio or forecast.

These interpretations are rule-based explanations of the stored fields, not independently verified company-specific forecasts. Missing data is not treated as zero; all investment cases remain conditional on new evidence.

US Market AI Research Desk · Data/research timestamp: Oct 19, 2026 · Methodology & disclaimer
QUANTITATIVE RESEARCH

Stock forecast and analysis: price outlook

Forecasts are model outputs, not promises or personalized investment advice.

neutral
HorizonModel targetExpected changeSignalConfidence score
24H14.18-0.83%neutral82
7D13.86-3.10%bearish82
30D13.11-8.31%bearish82
90D11.96-16.36%bearish82

Long-term model scenarios

Latest stored scenario per future target year. Bear, base and bull prices are model scenarios, not guaranteed targets. The relative model score is not a calibrated probability; uncertainty rises materially for distant years.

Target yearBase caseBear caseBull caseExpected CAGRRelative model scoreSignal
202715.5615.5315.86-1.3%62long-term-neutral
203015.9915.6217.170.36%61long-term-neutral
203518.9217.3021.882.05%59long-term-positive
204023.7020.0029.362.96%57long-term-positive
205037.7027.0553.523.7%52long-term-positive
COMPANY FUNDAMENTALS

Financial performance and company fundamentals

Reported fields from the current fundamentals snapshot.

Revenue283.08MTotal sales reported for the period; compare growth across several periods.
Net income323.32MInterpret alongside the company’s history, sector peers, reporting period and data source.
Net margin+114.22%Share of revenue that remains as profit after expenses and taxes.
Cash & equivalents3.13BInterpret alongside the company’s history, sector peers, reporting period and data source.
Total assets60.95BInterpret alongside the company’s history, sector peers, reporting period and data source.
Total liabilities49.87BInterpret alongside the company’s history, sector peers, reporting period and data source.
Shareholders equity11.08BInterpret alongside the company’s history, sector peers, reporting period and data source.
Operating cash flow-6.21BInterpret alongside the company’s history, sector peers, reporting period and data source.
Free cash flow-6.21BCash remaining after operating needs and capital expenditure; can support investment or shareholder returns.
FCF margin-2192.11%Interpret alongside the company’s history, sector peers, reporting period and data source.
Return on equity+2.92%Profit generated relative to book equity; leverage and one-off gains can distort it.
Return on assets+0.53%Interpret alongside the company’s history, sector peers, reporting period and data source.
Price / sales76.19Interpret alongside the company’s history, sector peers, reporting period and data source.
Price / book1.95Interpret alongside the company’s history, sector peers, reporting period and data source.
EV / revenue65.14Interpret alongside the company’s history, sector peers, reporting period and data source.
Shares outstanding1,364,978,000Interpret alongside the company’s history, sector peers, reporting period and data source.
Book value / share8.11Interpret alongside the company’s history, sector peers, reporting period and data source.
FCF / share-4.55Interpret alongside the company’s history, sector peers, reporting period and data source.
Market cap21.57BMarket value of outstanding shares, not the same as enterprise value.
P/E ratio66.7Share price relative to earnings per share; interpret alongside growth and peers.
52-week high32.73Highest stored price over the rolling year; not a fair-value estimate.
52-week low13.86Lowest stored price over the rolling year; not a support guarantee.
Average volume39,764,876Typical shares traded; helps assess liquidity but can change around events.
TECHNICALS

Technical indicators

Latest stored daily indicator snapshot; unavailable indicators are omitted.

Oct 20, 2026
RSI (14)32.93Momentum oscillator from 0–100; extreme readings are context, not automatic buy/sell signals.
SMA 2015.68Average closing price over about 20 trading sessions; a short-term trend reference.
SMA 5017.01Average closing price over about 50 sessions; often used to assess medium-term direction.
SMA 10017.22Interpret alongside the company’s history, sector peers, reporting period and data source.
SMA 20018.31Average closing price over about 200 sessions; a longer-term trend reference.
EMA 2015.60Interpret alongside the company’s history, sector peers, reporting period and data source.
EMA 5016.48Interpret alongside the company’s history, sector peers, reporting period and data source.
EMA 20019.46Interpret alongside the company’s history, sector peers, reporting period and data source.
MACD-0.68Interpret alongside the company’s history, sector peers, reporting period and data source.
MACD signal-0.59Interpret alongside the company’s history, sector peers, reporting period and data source.
MACD histogram-0.09Difference between MACD and its signal line; sign and changes indicate momentum shifts.
Bollinger upper17.19Interpret alongside the company’s history, sector peers, reporting period and data source.
Bollinger middle15.68Interpret alongside the company’s history, sector peers, reporting period and data source.
Bollinger lower14.18Interpret alongside the company’s history, sector peers, reporting period and data source.
Stochastic18.41Interpret alongside the company’s history, sector peers, reporting period and data source.
Stochastic signal31.77573657601118Interpret alongside the company’s history, sector peers, reporting period and data source.
Williams %R-81.59Interpret alongside the company’s history, sector peers, reporting period and data source.
CCI-146.88Interpret alongside the company’s history, sector peers, reporting period and data source.
MFI38.33Interpret alongside the company’s history, sector peers, reporting period and data source.
ROC-9.72%Interpret alongside the company’s history, sector peers, reporting period and data source.
OBV-1.62BInterpret alongside the company’s history, sector peers, reporting period and data source.
Momentum-10.18Interpret alongside the company’s history, sector peers, reporting period and data source.
Volatility+41.55%Interpret alongside the company’s history, sector peers, reporting period and data source.
ATR0.62Average true range estimates recent price movement size, not direction.
ADX41.52Measures trend strength, not whether the trend is bullish or bearish.
Support level13.86Interpret alongside the company’s history, sector peers, reporting period and data source.
Resistance level17.96Interpret alongside the company’s history, sector peers, reporting period and data source.
TrendbearishInterpret alongside the company’s history, sector peers, reporting period and data source.
REPORTED RESULTS

Financial statements, earnings history and estimate revisions

Recent normalized financial statement records.

Showing up to 60 recent statement records. Reported periods and statement types are preserved; blank values are not estimated. Contradictory zero sentinels are withheld instead of presented as verified facts.

PeriodStatementFiscal periodBasisRevenueCost of revenueGross profitOperating incomeNet incomeBasic EPSDiluted EPSCashTotal assetsTotal liabilitiesDebtEquityOperating cash flowCapexFree cash flowSource
Jun 30, 2026balance sheetFY-2026annual———————3.13B60.95B49.87B—11.08B———SEC_XBRL_BULK
Jun 30, 2026balance sheetFY-2026-Q2annual———————3.13B60.95B49.87B—————3spread
Jun 30, 2026cash flowFY-2026-Q2quarterly————————————-6.21B——3spread
Jun 30, 2026income statementFY-2026-Q2quarterly283.08M371.26M——323.32M——————————3spread

Financial metric history

PeriodRevenue growthGross marginOperating marginNet marginROEROIC
Jun 30, 2026———+114.22%+2.92%—

Earnings history

These are SEC-reported financial facts grouped by fiscal period. The displayed date is the SEC filing/observation date, not a verified earnings announcement or release date. Use the company’s investor-relations calendar for confirmed earnings-release timing.

SEC filing / observation dateFiscal periodEPS reportedEPS estimateRevenue reportedRevenue estimate
Aug 6, 2026Q20.12—153.58M—
May 7, 2026Q10.12—129.5M—
Feb 17, 2026FY0.39—619.35M—
Nov 6, 2025Q30.11—156.79M—
Aug 7, 2025Q20.08—151.89M—
May 6, 2025Q10.06—140.38M—
VALUATION

Stock valuation: P/E, forward P/E and multiples

Multiples shown only when the database has a usable value.

P/E ratio66.7
Price / sales76.19
Price / book1.95
Enterprise value18.44B

Peer comparisons are withheld until a comparable industry group and a reliable peer set are verified.

LATEST DEVELOPMENTS

News and company updates

Stories linked to this stock in the current database.

The Motley FoolOct 20, 2026

PayPal vs. SoFi Technologies: Which Financial Stock Is a Better Buy in 2026?

PayPal and SoFi Technologies represent different stages of fintech maturity. PayPal dominates global payments with 439 million active accounts and a 15.8% net margin but faces slow 4.3% revenue growth. SoFi has evolved into a full-service digital bank with impressive 28.8% reven…

bullish
SHAREHOLDER RETURNS

Dividend data and payment history

Source-specific dividend records, with unavailable event dates left blank.

These are SEC-reported dividends-per-share facts. The stored date is the SEC filing/observation date, not a confirmed declaration or ex-dividend date. These records do not establish record dates or payment dates and must not be treated as a dividend payment calendar.

SEC filing / observation dateReported dividend per shareCurrencySource
Aug 6, 20260.0000USDSEC_XBRL_BULK
May 7, 20260.0000USDSEC_XBRL_BULK
Feb 17, 20260.0000USDSEC_XBRL_BULK
Nov 6, 20250.0000USDSEC_XBRL_BULK
Aug 7, 20250.0000USDSEC_XBRL_BULK
May 6, 20250.0000USDSEC_XBRL_BULK
Feb 24, 20250.0000USDSEC_XBRL_BULK
Nov 7, 20240.0000USDSEC_XBRL_BULK
RISK CONTEXT

Risk and performance profile

Computed risk/performance records; not a recommendation. Mathematically uninterpretable or extreme ratios are withheld rather than displayed as reliable facts.

Volatility+26.08%
Beta2.7
ATR0.52
Maximum drawdown-52.96%
Sharpe ratio-0.74
Sortino ratio-0.72
Debt / equity4.41
1-day return+1.22%
5-day return-0.51%
1-month return-13.50%
3-month return-13.60%
6-month return-0.57%
YTD return-39.80%
1-year return-37.56%
All-time return-39.73%
RESEARCH EVIDENCE

Source data and research records

Expandable evidence tables keep the main page focused while preserving detailed data.

Institutional holders and ownership

Showing up to 50 recent holder records. Values failing a basic implied-price check are withheld, not silently corrected.

PeriodFiledHolderCIKSharesValueOwnershipShares changeChange %Source
Jun 30, 2026Aug 14, 2026Caption Management, LLC17067661,720,00030.84M———SEC_13F_DATASET
Jun 30, 2026Jul 14, 2026City State Bank1910666236———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026Accent Capital Management, LLC20141791622.91K———SEC_13F_DATASET
Jun 30, 2026Aug 7, 2026PENSION & WEALTH MANAGEMENT ADVISORS, INC.214578213,606243.96K———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026Inspire Investing, LLC167013961,7961.11M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026HRT FINANCIAL LP14755971,957,600Withheld: value fails validation———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026Rakuten Securities, Inc.2009539519,0169.31M———SEC_13F_DATASET
Jun 30, 2026Jul 16, 2026YOUSIF CAPITAL MANAGEMENT, LLC185878916,786300.97K———SEC_13F_DATASET
Jun 30, 2026Aug 5, 2026Provident Living Financial Services, Inc.2083149778,43913.96M———SEC_13F_DATASET
Jun 30, 2026Aug 5, 2026FIFTH THIRD BANCORP3552743,191774.41K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Shay Capital LLC172364320,100360.39K———SEC_13F_DATASET
Jun 30, 2026Jul 13, 2026DECISION INVESTMENTS, INC211165224,240434.62K———SEC_13F_DATASET
Jun 30, 2026Aug 7, 2026CITIZENS FINANCIAL GROUP INC/RI75994419,567350.84K———SEC_13F_DATASET
Jun 30, 2026Jul 15, 2026Empirical Financial Services, LLC d.b.a. Empirical Wealth Management151043465,0271.17M———SEC_13F_DATASET
Jun 30, 2026Jul 30, 2026Signature Equity Partners, LLC210981399617.86K———SEC_13F_DATASET
Jun 30, 2026Jul 14, 2026QRG CAPITAL MANAGEMENT, INC.1996454154,4042.77M———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026Zurcher Kantonalbank (Zurich Cantonalbank)1368163877,89915.74M———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026Korea Investment CORP1441689823,93714.77M———SEC_13F_DATASET
Jun 30, 2026Jul 14, 2026Bank of New Hampshire18707611,00017.93K———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026SIMPLEX TRADING, LLC14885425,114,10091.7M———SEC_13F_DATASET
Jun 30, 2026Jul 14, 2026LRI Investments, LLC202332553950———SEC_13F_DATASET
Jun 30, 2026Aug 5, 2026Bleakley Financial Group, LLC193695321,502385.53K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Capula Management Ltd15570171,500,00026.9M———SEC_13F_DATASET
Jun 30, 2026Aug 5, 2026111 Capital206041231,652567.52K———SEC_13F_DATASET
Jun 30, 2026Jul 13, 2026Parkside Investments, LLC1706248268,3704.81M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Siemens Fonds Invest GmbH185663718,867338.29K———SEC_13F_DATASET
Jun 30, 2026Jul 13, 2026Friedenthal Financial15986111001.79K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Federation des caisses Desjardins du Quebec20222971,74431.25K———SEC_13F_DATASET
Jun 30, 2026Aug 4, 2026STEINBERGANNA WEALTH MANAGEMENT208952880,4501.44M———SEC_13F_DATASET
Jun 30, 2026Aug 11, 2026Keating Financial Advisory Services, Inc.21034431,19721.46K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026COLDSTREAM CAPITAL MANAGEMENT INC108233919,318346.37K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Axim Planning & Wealth195060712,859230.56K———SEC_13F_DATASET
Jun 30, 2026Jul 27, 2026WoodTrust Financial Corp172524712,400Withheld: value fails validation———SEC_13F_DATASET
Jun 30, 2026Jul 10, 2026DiNuzzo Private Wealth, Inc.19945631713.07K———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026CMT Capital Markets Trading GmbH1632813128,000Withheld: value fails validation———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026CYPRESS POINT INVESTMENT MANAGEMENT LP2058475483,6408.67M———SEC_13F_DATASET
Jun 30, 2026Jul 10, 2026Handelsbanken Fonder AB1398318401,900Withheld: value fails validation———SEC_13F_DATASET
Jun 30, 2026Aug 4, 2026CORRECT CAPITAL WEALTH MANAGEMENT184483526,374472.89K———SEC_13F_DATASET
Jun 30, 2026Aug 4, 2026Rossby Financial, LCC20565101612.89K———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026Fortis Advisors, LLC169747815,000268.95K———SEC_13F_DATASET
Jun 30, 2026Jul 9, 2026Financial Management Professionals, Inc.15681325008.97K———SEC_13F_DATASET
Jun 30, 2026Jul 24, 2026Roble, Belko & Company, Inc164230577Withheld: value fails validation———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026Vanguard Investments Australia, Ltd.1550100633,34611.36M———SEC_13F_DATASET
Jun 30, 2026Jul 9, 2026Wealthcare Advisory Partners LLC168305927,011484.31K———SEC_13F_DATASET
Jun 30, 2026Jul 9, 2026Redhawk Wealth Advisors, Inc.153581114,811265.56K———SEC_13F_DATASET
Jun 30, 2026Jul 9, 2026Mayflower Financial Advisors, LLC185293024,790444.49K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026ARMISTICE CAPITAL, LLC160108613,954250.2K———SEC_13F_DATASET
Jun 30, 2026Aug 3, 2026Walleye Capital LLC1758720753,30013.51M———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026RMG Wealth Management LLC18447311362.44K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Jain Global LLC2024579536,9509.63M———SEC_13F_DATASET
PeriodShares outstandingInstitutional ownershipInsider ownership
Jun 30, 20261,364,978,000+57.93%+0.10%
Insider transactions

Reported transaction values and remaining holdings are shown only when supplied by the source.

Transaction dateFiledInsiderTitleTypeCodeSharesPriceReported valueShares afterFilingSource
Sep 21, 2026Sep 23, 2026Rishel JeremyChief Technology OfficerSaleS18,62417.50325.92K912,650Open filingSEC_FORM_3_4_5
Sep 21, 2026Sep 23, 2026Keough KelliEVP, GBUL, SIPSSaleS10,20316.99173.31K408,073Open filingSEC_FORM_3_4_5
SEC filings

Showing up to 30 latest filings. Open the original SEC document when a URL is available.

FiledAcceptedFormDescriptionReporting periodAccessionSEC document
Sep 23, 2026—4FORM 4Sep 21, 20260001934200-26-000011View filing
Sep 23, 2026—4FORM 4Sep 21, 20260002032458-26-000028View filing
Sep 21, 2026—144——0001968582-26-000998View filing
Sep 21, 2026—144——0001959173-26-007049View filing
Sep 16, 2026—4FORM 4Sep 14, 20260001351119-26-000019View filing
Sep 16, 2026—4FORM 4Sep 14, 20260002034857-26-000014View filing
Sep 16, 2026—4FORM 4Sep 14, 20260002032458-26-000026View filing
Sep 16, 2026—4FORM 4Sep 14, 20260001864508-26-000008View filing
Sep 16, 2026—4FORM 4Sep 14, 20260001934200-26-000009View filing
Sep 16, 2026—4FORM 4Sep 14, 20260001613438-26-000022View filing
Sep 16, 2026—4FORM 4Sep 14, 20260002012135-26-000023View filing
Sep 15, 2026—144——0001959173-26-006993View filing
Sep 15, 2026—144——0001959173-26-006992View filing
Sep 15, 2026—144——0001959173-26-006994View filing
Sep 15, 2026—144——0001959173-26-006991View filing
Sep 15, 2026—144——0001959173-26-006990View filing
Aug 24, 2026—4FORM 4Aug 20, 20260002032458-26-000024View filing
Aug 19, 2026—4FORM 4Aug 17, 20260002012135-26-000021View filing
Aug 19, 2026—4FORM 4Aug 17, 20260002034857-26-000012View filing
Aug 18, 2026—144——0001959173-26-006159View filing
Aug 18, 2026—144——0001959173-26-006157View filing
Aug 6, 2026—10-Q10-QJun 30, 20260001818874-26-000054View filing
Jul 29, 2026—8-K8-KJul 29, 20260001818874-26-000050View filing
Jul 27, 2026—4FORM 4Jul 14, 20260001225481-26-000006View filing
Jul 27, 2026—4FORM 4Jul 14, 20260001196460-26-000004View filing
Jul 27, 2026—4FORM 4Jul 14, 20260001866161-26-000004View filing
Jul 27, 2026—4FORM 4Jul 14, 20260001892579-26-000006View filing
Jul 27, 2026—4FORM 4Jul 14, 20260001460835-26-000002View filing
Jul 27, 2026—4FORM 4Jul 14, 20260001887601-26-000006View filing
Jul 27, 2026—4FORM 4Jul 14, 20260002011525-26-000002View filing
Quarterly and monthly research
PeriodResearch summary
Jun 30, 2026Latest reported fundamentals for fiscal period FY-2026. Revenue: $283081000. Net margin: 114.22%. Free cash flow: $-6205438000.
Jun 30, 2026Latest reported fundamentals for fiscal period FY-2026-Q2. Revenue: $283081000. Net margin: 114.22%. Free cash flow: $-6205438000.
MonthResearch summary
Oct 1, 2026Derived monthly snapshot; AI narrative pending
Third-party metrics and ratios

Showing up to 40 recent metric records and 40 ratio records from the query window. Provider periods, units and validity flags are preserved when available.

PeriodReport periodFiscal yearQuarterPeriod typeCategoryValueUnitCurrencyValidSource
Jun 30, 2026Jun 30, 202620262instanttotal_liabilities49,871,321,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instanttotal_liab_equity60,947,548,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instanttotal_equity11,076,227,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instanttotal_debt3,300,544,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instanttotal_common_equity11,076,227,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantcommon_stock128,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantgross_loans16,920,564,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantinterest_bearing_deposits45,416,257,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantloans_held_for_sale29,737,289,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantnoninterest_bearing_deposits126,903,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantsecurities_available_for_sale4,225,652,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantservicing_rights364,318,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instanttotal_deposits45,543,160,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlyfair_value_adjustments39,021,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlyfx_effect68,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlynet_change_in_deposits4,968,455,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlyother_financing_activities1,487,382,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlyother_operating_activities217,867,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlyprovision_for_credit_losses13,755,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlypurchases_of_loans0—USDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlyrepurchases_of_stock-4,081,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantaccumulated_other_comprehensive_income-11,981,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualacquisitions_net_of_cash-64,898,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantadditional_paid_in_capital11,589,035,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlyamortization_of_deferred_loan_fees2,747,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlycapital_expenditures-97,640,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlycash_beginning_of_period3,761,251,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlycash_end_of_period3,565,559,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlychange_in_accrued_interest_receivable-35,530,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlychange_in_other_assets-4,574,822,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlychange_in_other_liabilities106,227,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlydeferred_income_taxes33,728,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlydepreciation_and_amortization73,106,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantgoodwill1,425,015,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantinvestment_in_operating_leases86,149,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantlong_term_debt3,300,544,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlynet_cash_financing6,525,546,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlynet_cash_investing-2,830,862,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlynet_cash_operating-3,890,444,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262quarterlynet_change_in_cash-195,692,000USDUSDYes3Spread
PeriodReport periodFiscal yearQuarterPeriod typeRatio categoryRatioValuePercentileMissing inputsValidSource
Dec 31, 2023Dec 31, 202320234quarterlycash_flowoperating_cf_ratio0+0.00%current_liabilitiesNo3Spread
Dec 31, 2023Dec 31, 202320234annualcash_flowoperating_cf_ratio0+0.00%current_liabilitiesNo3Spread
Dec 31, 2023Dec 31, 202320234quarterlyprofitabilityoperating_margin_pct0+0.00%operating_incomeNo3Spread
Dec 31, 2023Dec 31, 202320234annualprofitabilityoperating_margin_pct0+0.00%operating_incomeNo3Spread
Dec 31, 2023Dec 31, 202320234annualefficiencyasset_turnover0.08+84.21%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyefficiencyasset_turnover0.02+89.34%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlycash_flowcf_margin_pct-38.43+6.30%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualcash_flowcf_margin_pct17.57+14.29%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlycash_flowcf_to_net_income-5.17+7.94%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualcash_flowcf_to_net_income-1.42+7.07%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyleveragedebt_to_assets0.82+12.80%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualleveragedebt_to_assets0.82+12.24%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualleveragedebt_to_equity4.41+11.34%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyleveragedebt_to_equity4.41+11.29%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualsectorefficiency_ratio_pct111.15+94.00%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlysectorefficiency_ratio_pct99.06+94.62%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyleverageequity_multiplier5.41+12.10%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualleverageequity_multiplier5.41+12.37%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlycash_flowfree_cash_flow-284,589,000+4.62%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualcash_flowfree_cash_flow304,395,000+45.54%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualsectornet_interest_margin_pct16.69+96.88%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlysectornet_interest_margin_pct5.15+96.72%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyprofitabilitynet_margin_pct7.43+23.81%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualprofitabilitynet_margin_pct-12.41+1.02%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualsectornon_interest_income_ratio_pct35.54+87.50%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlysectornon_interest_income_ratio_pct34.99+89.52%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyprofitabilityroa_pct0.16+43.80%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualprofitabilityroa_pct-1+1.04%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyprofitabilityroe_pct0.86+30.00%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualprofitabilityroe_pct-5.41+1.05%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlycash_flowoperating_cf_ratio0+0.00%current_liabilitiesNo3Spread
Sep 30, 2023Sep 30, 202320233quarterlyprofitabilityoperating_margin_pct0+0.00%operating_incomeNo3Spread
Sep 30, 2023Sep 30, 202320233quarterlyefficiencyasset_turnover0.02+92.04%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlycash_flowcf_margin_pct-476.11+0.47%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlycash_flowcf_to_net_income10.07+94.74%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlyleveragedebt_to_assets0.81+9.36%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlyleveragedebt_to_equity4.21+7.39%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlysectorefficiency_ratio_pct153.15+96.54%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlyleverageequity_multiplier5.21+6.90%—Yes3Spread
Sep 30, 2023Sep 30, 202320233quarterlycash_flowfree_cash_flow-2,716,932,000+0.93%—Yes3Spread
Data quality and provenance

This page does not fill gaps with sample data. Values shown above come from the connected market-data and research tables.

No verified records available for this section yet.
RetrievedDatasetProviderStatus
Oct 8, 2026company_profileUS Market AI / SEC-mapped universeVerified
Identifiers and model evaluation
IdentifierValueSource
cik1818874stocks.cik
tickerSOFIstocks.symbol
No verified records available for this section yet.
QUICK ANSWERS

Frequently asked questions

What is SOFI stock's current price?

The latest stored quote for SOFI is 14.30. The quote timestamp is 10/19/2026, 4:00:00 AM. Prices can change during market hours.

What is the SOFI stock forecast and analysis?

The latest available quantitative model signal is “neutral”. Review the forecast horizons alongside the company's reported financials, valuation, technical indicators and risks below; model outputs are estimates, not guarantees or personalized investment advice.

What is the SOFI stock price target?

The forecast table shows stored quantitative model outputs for the available horizons. These are model targets, not necessarily Wall Street analyst consensus; a verified consensus target is not assumed unless explicitly stored.

What is the SOFI stock price prediction for 2030?

A stored long-term model scenario for 2030 is shown in the forecast table. Long-range scenarios are highly uncertain and should be reviewed alongside the model version and assumptions.

What are the bullish and bearish views on SOFI?

A sufficiently detailed analyst-opinion dataset is not currently stored for this stock. The bull and bear cases on this page are conditional evidence-based scenarios, not attributed analyst recommendations.

What is the SOFI stock price prediction for 2026?

A verified 2026 long-term model output is not currently stored for this stock. Check the forecast section for available horizons rather than relying on an unsupported target.

Is SOFI stock overvalued or undervalued?

The latest stored trailing P/E is 66.7. Those multiples alone cannot establish fair value; compare growth, cash flow, earnings quality, risk and relevant peers.

What is SOFI's P/E ratio?

The latest stored trailing P/E ratio is 66.7. P/E compares share price with earnings per share and should be interpreted alongside growth, cyclicality and accounting quality.

What is SOFI's 52-week high and low?

The stored 52-week range is 13.86 to 32.73. This describes the recent trading range, not a forecast or a guaranteed support/resistance level.

Does SOFI pay a dividend, and what is its dividend history?

The database contains 8 SEC-reported dividends-per-share fact record(s). These do not confirm an ex-dividend date, record date or payment date and are not a payment calendar.

When is SOFI's next earnings report?

The latest SEC filing/observation date in this database is Aug 6, 2026. This is not a verified earnings announcement date or a confirmed next-report date; check company investor relations for the official calendar.

How has SOFI stock performed recently?

The price chart uses 250 stored daily observations, and the market snapshot includes the latest available quote. Use the chart to inspect the period shown; past performance does not predict future returns.

Is SOFI stock in a bullish or bearish trend?

The stored technical snapshot classifies the trend as “bearish”. This rule-based label is based on available indicators and is not a standalone buy or sell signal.

What are the main risks of investing in SOFI?

Available risk metrics are shown in the risk and performance section. These metrics do not capture every business, competitive, regulatory or market risk; review company filings and disclosures as well.

Where can I find SOFI's financial statements and earnings history?

Use the Financial Statements section for stored statement records, financial metric history, earnings results and estimate revisions. Coverage depends on the data available for this company.

Does US Market AI provide a guaranteed SOFI price target?

No. Forecasts shown here are quantitative model outputs, not guarantees or personalized financial advice. Missing forecast values are left unavailable rather than filled with invented targets.

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US MARKET AI · STOCK RESEARCH

Data availability varies by company and provider. Missing values are omitted rather than estimated. Forecasts are model outputs and should be independently evaluated.

Research updated Oct 19, 2026 · Research methodology · Disclaimer