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XNAS • Financial Services

Root, Inc. (ROOT)

FIRE, MARINE & CASUALTY INSURANCE · 80 E RICH STREET, COLUMBUS, OH, 43215

XNASstockActive listing
52.32
+1.85 (+3.67%)
Quote updated 10/19/2026, 4:00:00 AM
Previous close50.47
Open50.59
Day range50.12 – 52.62
52-week range40.91 – 91.00
Volume210,321
Market cap840.12M
PRICE HISTORY

Stock price history and performance

Daily closing prices from the stored market history.

250 sessions
$95$81$67$53$39Oct 21Apr 21Oct 19
STOCK RESEARCH · EDITORIAL ANALYSIS

Root, Inc. (ROOT): Investment Research & Business Outlook

A research-led explanation of the company, its financial evidence, valuation context and risks—not just a list of market numbers.

Research note

What the available evidence tells us

The latest stored quote for Root, Inc. (ROOT) is 52.32, timestamped 10/19/2026, 4:00:00 AM. A quote is a point-in-time observation; it does not, by itself, explain why the price moved or establish whether the shares are attractive.

Business and financial quality

Root Inc develops and launches a direct-to-consumer personal automobile insurance and mobile technology company. It generates revenue from the sales of auto insurance policies within the United States. Stored fundamentals include 22 usable headline metrics. These should be read across several reporting periods and compared with peers before drawing a conclusion about business quality.

Valuation: context matters

A usable trailing P/E value is not currently stored. Without a verified valuation metric and a relevant comparison set, this page does not label the shares cheap or expensive.

Price trend and quantitative outlook

The chart is based on 250 stored daily price observations. Historical performance describes what happened over that period; it is not a guarantee of future returns. The current stored quantitative model signal is “neutral”. Treat model outputs as scenarios with uncertainty, not as certain targets or personalized advice.

Key risks and what to watch next

Risk records exist for this company; review the risk and performance section below for the available volatility, drawdown and risk-adjusted measures. The next useful evidence to review is the company’s next reported financial results, changes in forward estimates, and primary-source disclosures.

Editorial integrity: this summary uses fields available in the current database. Missing evidence is called out rather than filled with invented facts.

What the numbers mean for investors

Business quality

A reliable revenue-growth reading is not available or is not positive in the latest stored snapshot. Review multiple reporting periods before judging the growth trajectory.

Profitability

Margin data is incomplete. Revenue alone cannot show whether the company converts sales into sustainable profit.

Valuation

A usable P/E value is not stored. Avoid calling the shares cheap or expensive until earnings and valuation data can be verified.

Price trend

The latest quote can be compared with the 20-, 50- and 200-day moving averages (48.07, 51.46, and 55.22). Moving averages describe trend, not intrinsic value, and can lag sudden market changes.

Bull case, bear case and evidence to watch

Bull case

The bullish case needs confirmation from reported revenue growth, cash generation, and future company disclosures; the current snapshot does not establish those conditions together.

Bear case

Potential downside still includes weaker demand, margin compression, competition, execution issues, or a broad market sell-off. Company-specific evidence is needed to quantify these risks.

What to watch next

Track the next earnings release, changes in revenue and margin trends, cash flow, management guidance, analyst estimate revisions, and primary-source filings. Update the thesis when new evidence arrives rather than relying on one ratio or forecast.

These interpretations are rule-based explanations of the stored fields, not independently verified company-specific forecasts. Missing data is not treated as zero; all investment cases remain conditional on new evidence.

US Market AI Research Desk · Data/research timestamp: Oct 19, 2026 · Methodology & disclaimer
QUANTITATIVE RESEARCH

Stock forecast and analysis: price outlook

Forecasts are model outputs, not promises or personalized investment advice.

neutral
HorizonModel targetExpected changeSignalConfidence score
24H52.49+0.33%neutral80
7D52.97+1.24%neutral80
30D54.05+3.31%bullish80
90D55.73+6.52%bullish80

Long-term model scenarios

Latest stored scenario per future target year. Bear, base and bull prices are model scenarios, not guaranteed targets. The relative model score is not a calibrated probability; uncertainty rises materially for distant years.

Target yearBase caseBear caseBull caseExpected CAGRRelative model scoreSignal
202746.5646.4847.47-1.3%62long-term-neutral
203047.8546.7451.390.36%61long-term-neutral
203556.6351.7765.502.05%59long-term-positive
204070.9459.8787.882.96%57long-term-positive
2050112.8580.95160.193.7%52long-term-positive
COMPANY FUNDAMENTALS

Financial performance and company fundamentals

Reported fields from the current fundamentals snapshot.

Revenue782.7MTotal sales reported for the period; compare growth across several periods.
Operating income75.5MInterpret alongside the company’s history, sector peers, reporting period and data source.
Net income61.3MInterpret alongside the company’s history, sector peers, reporting period and data source.
Operating margin+9.65%Share of revenue left after operating expenses, before interest and taxes.
Net margin+7.83%Share of revenue that remains as profit after expenses and taxes.
EBIT75.5MInterpret alongside the company’s history, sector peers, reporting period and data source.
Cash & equivalents509.6MInterpret alongside the company’s history, sector peers, reporting period and data source.
Total assets1.67BInterpret alongside the company’s history, sector peers, reporting period and data source.
Total liabilities1.23BInterpret alongside the company’s history, sector peers, reporting period and data source.
Shareholders equity327.9MInterpret alongside the company’s history, sector peers, reporting period and data source.
Operating cash flow66.8MInterpret alongside the company’s history, sector peers, reporting period and data source.
Free cash flow66.8MCash remaining after operating needs and capital expenditure; can support investment or shareholder returns.
FCF margin+8.53%Interpret alongside the company’s history, sector peers, reporting period and data source.
Return on equity+18.69%Profit generated relative to book equity; leverage and one-off gains can distort it.
Return on assets+3.67%Interpret alongside the company’s history, sector peers, reporting period and data source.
Price / sales1.07Interpret alongside the company’s history, sector peers, reporting period and data source.
Price / book2.56Interpret alongside the company’s history, sector peers, reporting period and data source.
EV / revenue0.42Interpret alongside the company’s history, sector peers, reporting period and data source.
Price / FCF12.58Interpret alongside the company’s history, sector peers, reporting period and data source.
Shares outstanding17,100,000Interpret alongside the company’s history, sector peers, reporting period and data source.
Book value / share19.18Interpret alongside the company’s history, sector peers, reporting period and data source.
FCF / share3.91Interpret alongside the company’s history, sector peers, reporting period and data source.
Market cap840.12MMarket value of outstanding shares, not the same as enterprise value.
52-week high91.00Highest stored price over the rolling year; not a fair-value estimate.
52-week low40.91Lowest stored price over the rolling year; not a support guarantee.
Average volume210,321Typical shares traded; helps assess liquidity but can change around events.
TECHNICALS

Technical indicators

Latest stored daily indicator snapshot; unavailable indicators are omitted.

Oct 20, 2026
RSI (14)61.24Momentum oscillator from 0–100; extreme readings are context, not automatic buy/sell signals.
SMA 2048.07Average closing price over about 20 trading sessions; a short-term trend reference.
SMA 5051.46Average closing price over about 50 sessions; often used to assess medium-term direction.
SMA 10054.17Interpret alongside the company’s history, sector peers, reporting period and data source.
SMA 20055.22Average closing price over about 200 sessions; a longer-term trend reference.
EMA 2049.45Interpret alongside the company’s history, sector peers, reporting period and data source.
EMA 5051.18Interpret alongside the company’s history, sector peers, reporting period and data source.
EMA 20059.56Interpret alongside the company’s history, sector peers, reporting period and data source.
MACD-0.27Interpret alongside the company’s history, sector peers, reporting period and data source.
MACD signal-1.03Interpret alongside the company’s history, sector peers, reporting period and data source.
MACD histogram0.76Difference between MACD and its signal line; sign and changes indicate momentum shifts.
Bollinger upper51.33Interpret alongside the company’s history, sector peers, reporting period and data source.
Bollinger middle48.07Interpret alongside the company’s history, sector peers, reporting period and data source.
Bollinger lower44.81Interpret alongside the company’s history, sector peers, reporting period and data source.
Stochastic96.01Interpret alongside the company’s history, sector peers, reporting period and data source.
Stochastic signal92.17840759734365Interpret alongside the company’s history, sector peers, reporting period and data source.
Williams %R-3.99Interpret alongside the company’s history, sector peers, reporting period and data source.
CCI193Interpret alongside the company’s history, sector peers, reporting period and data source.
MFI63.36Interpret alongside the company’s history, sector peers, reporting period and data source.
ROC+13.22%Interpret alongside the company’s history, sector peers, reporting period and data source.
OBV-4.63MInterpret alongside the company’s history, sector peers, reporting period and data source.
Momentum10.33Interpret alongside the company’s history, sector peers, reporting period and data source.
Volatility+28.92%Interpret alongside the company’s history, sector peers, reporting period and data source.
ATR1.46Average true range estimates recent price movement size, not direction.
ADX41.8Measures trend strength, not whether the trend is bullish or bearish.
Support level45.04Interpret alongside the company’s history, sector peers, reporting period and data source.
Resistance level52.62Interpret alongside the company’s history, sector peers, reporting period and data source.
TrendneutralInterpret alongside the company’s history, sector peers, reporting period and data source.
REPORTED RESULTS

Financial statements, earnings history and estimate revisions

Recent normalized financial statement records.

Showing up to 60 recent statement records. Reported periods and statement types are preserved; blank values are not estimated. Contradictory zero sentinels are withheld instead of presented as verified facts.

PeriodStatementFiscal periodBasisRevenueCost of revenueGross profitOperating incomeNet incomeBasic EPSDiluted EPSCashTotal assetsTotal liabilitiesDebtEquityOperating cash flowCapexFree cash flowSource
Jun 30, 2026balance sheetFY-2026annual———————509.6M1.67B1.23B—327.9M———SEC_XBRL_BULK
Jun 30, 2026balance sheetFY-2026-Q2annual———————509.6M1.67B1.23B—————3spread
Jun 30, 2026cash flowFY-2026-Q2quarterly————————————66.8M——3spread
Jun 30, 2026income statementFY-2026-Q2quarterly782.7M——75.5M61.3M——————————3spread

Financial metric history

PeriodRevenue growthGross marginOperating marginNet marginROEROIC
Jun 30, 2026——+9.65%+7.83%+18.69%—

Earnings history

These are SEC-reported financial facts grouped by fiscal period. The displayed date is the SEC filing/observation date, not a verified earnings announcement or release date. Use the company’s investor-relations calendar for confirmed earnings-release timing.

SEC filing / observation dateFiscal periodEPS reportedEPS estimateRevenue reportedRevenue estimate
Aug 5, 2026Q21.49—389.2M—
May 6, 2026Q12.09—393.5M—
Feb 25, 2026FY2.36—1.52B—
Nov 5, 2025Q3-0.35—387.8M—
Aug 6, 2025Q21.29—382.9M—
May 7, 2025Q11.07—349.4M—
VALUATION

Stock valuation: P/E, forward P/E and multiples

Multiples shown only when the database has a usable value.

Price / sales1.07
Price / book2.56
Enterprise value330.52M

Peer comparisons are withheld until a comparable industry group and a reliable peer set are verified.

LATEST DEVELOPMENTS

News and company updates

Stories linked to this stock in the current database.

Zacks Investment ResearchOct 19, 2026

Root, Inc. (ROOT) is a Top-Ranked Momentum Stock: Should You Buy?

Zacks Premium offers investment research tools including the Zacks Rank stock-rating system and Style Scores to help investors identify stocks with strong performance potential. The system has historically outperformed the S&P 500 with an average annual return of +23.82% since 1…

bullish
RISK CONTEXT

Risk and performance profile

Computed risk/performance records; not a recommendation. Mathematically uninterpretable or extreme ratios are withheld rather than displayed as reliable facts.

Volatility+27.79%
Beta1.93
ATR1.51
Maximum drawdown-52.44%
Sharpe ratio-0.45
Sortino ratio-0.43
Debt / equity4.68
1-day return+1.17%
5-day return+2.08%
1-month return-16.65%
3-month return-23.59%
6-month return+9.16%
YTD return-34.69%
1-year return-45.63%
All-time return-46.39%
RESEARCH EVIDENCE

Source data and research records

Expandable evidence tables keep the main page focused while preserving detailed data.

Institutional holders and ownership

Showing up to 50 recent holder records. Values failing a basic implied-price check are withheld, not silently corrected.

PeriodFiledHolderCIKSharesValueOwnershipShares changeChange %Source
Jun 30, 2026Aug 14, 2026HRT FINANCIAL LP14755977,000Withheld: value fails validation———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026STATE OF WISCONSIN INVESTMENT BOARD8541578,643483.32K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026JONES FINANCIAL COMPANIES LLLP8159175,254292.6K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026CREDIT AGRICOLE S A119167211,000615.12K———SEC_13F_DATASET
Jun 30, 2026Aug 4, 2026Boston Partners13860604,418247.05K———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026VANGUARD FIDUCIARY TRUST CO93347897,2015.44M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026BARCLAYS PLC31206950,6702.83M———SEC_13F_DATASET
Jun 30, 2026Aug 7, 2026STATE STREET CORP93751290,77216.26M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Balyasny Asset Management L.P.12187107,558422.64K———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026Nykredit A/S1847328894.98K———SEC_13F_DATASET
Jun 30, 2026Aug 11, 2026MERCER GLOBAL ADVISORS INC /ADV8537581,72696.52K———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026HUNTINGTON NATIONAL BANK4920550027.96K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Diametric Capital, LP171908726,9941.51M———SEC_13F_DATASET
Jun 30, 2026Jul 24, 2026SIGNATUREFD, LLC1456048291.62K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026RBF Capital, LLC113462114,600816.43K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026RAYMOND JAMES FINANCIAL INC72000522,8141.28M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026XTX Topco Ltd182830114,338801.78K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Ameritas Advisory Services, LLC190127511615———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026PEAK6 LLC13899584,100229.27K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Legal & General Group Plc7640686,247349.33K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026PRELUDE CAPITAL MANAGEMENT, LLC13875087,031393.17K———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026FEDERATED HERMES, INC.105628818,0271.01M———SEC_13F_DATASET
Jun 30, 2026Jul 30, 2026Signature Equity Partners, LLC210981350027.96K———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026Smartleaf Asset Management LLC2010393158———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026Integrated Wealth Concepts LLC173710920111.24K———SEC_13F_DATASET
Jun 30, 2026Jul 22, 2026Wealth Enhancement Trust Services, Inc.20676962112———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026Quantinno Capital Management LP175965411,754657.28K———SEC_13F_DATASET
Jun 30, 2026Aug 12, 2026JPMORGAN CHASE & CO1961733,8731.96M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026ROYAL BANK OF CANADA100027554330K———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026Kerrisdale Advisers, LLC15696886,650371.87K———SEC_13F_DATASET
Jun 30, 2026Aug 10, 2026STATE BOARD OF ADMINISTRATION OF FLORIDA RETIREMENT SYSTEM9380767,955444.84K———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026ALGERT GLOBAL LLC12752187,950444.56K———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026RENAISSANCE TECHNOLOGIES LLC1037389245,28113.72M———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026Tairen Capital Ltd1652062160,7988.99M———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026VANGUARD CAPITAL MANAGEMENT LLC2100119528,31729.54M———SEC_13F_DATASET
Jun 30, 2026Aug 13, 2026VANGUARD PORTFOLIO MANAGEMENT LLC2100121106,9835.98M———SEC_13F_DATASET
Jun 30, 2026Aug 11, 2026Keating Financial Advisory Services, Inc.21034436336———SEC_13F_DATASET
Jun 30, 2026Jul 29, 2026NEW YORK STATE COMMON RETIREMENT FUND8102655,500307.56K———SEC_13F_DATASET
Jun 30, 2026Aug 10, 2026Arax Advisory Partners158676746225.84K———SEC_13F_DATASET
Jun 30, 2026Jul 29, 2026HB Wealth Management, LLC191125347,3962.65M———SEC_13F_DATASET
Jun 30, 2026Aug 7, 2026BlackRock, Inc.2012383541,96130.31M———SEC_13F_DATASET
Jun 30, 2026Aug 6, 2026Russell Investments Group, Ltd.169223416,338913.62K———SEC_13F_DATASET
Jun 30, 2026Jul 24, 2026VISION FINANCIAL MARKETS LLC13781455301———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026OSAIC HOLDINGS, INC.1677044824.59K———SEC_13F_DATASET
Jun 30, 2026Aug 11, 2026Tower Research Capital LLC (TRC)153342136020.13K———SEC_13F_DATASET
Jun 30, 2026Aug 11, 2026Nuveen, LLC187192624,9001.39M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026GMT Capital Corp110619120,9001.17M———SEC_13F_DATASET
Jun 30, 2026Aug 14, 2026SUSQUEHANNA INTERNATIONAL GROUP, LLP1446194161,6009.04M———SEC_13F_DATASET
Jun 30, 2026Aug 11, 2026Swiss National Bank158220222,1001.24M———SEC_13F_DATASET
Jun 30, 2026Aug 7, 2026DEUTSCHE BANK AG\94804613,266741.84K———SEC_13F_DATASET
PeriodShares outstandingInstitutional ownershipInsider ownership
Jun 30, 202617,100,000+49.17%+0.14%
Insider transactions

Reported transaction values and remaining holdings are shown only when supplied by the source.

Transaction dateFiledInsiderTitleTypeCodeSharesPriceReported valueShares afterFilingSource
Sep 21, 2026Sep 22, 2026Forish RyanChief Accounting OfficerTax WithholdingF29449.7814.64K23,444Open filingSEC_FORM_3_4_5
Sep 15, 2026Sep 17, 2026Forish RyanChief Accounting OfficerTax WithholdingF49053.6026.26K23,738Open filingSEC_FORM_3_4_5
SEC filings

Showing up to 30 latest filings. Open the original SEC document when a URL is available.

FiledAcceptedFormDescriptionReporting periodAccessionSEC document
Sep 22, 2026—4FORM 4Sep 21, 20260001628280-26-063021View filing
Sep 17, 2026—4FORM 4Sep 15, 20260001628280-26-062547View filing
Sep 2, 2026—4FORM 4Aug 31, 20260001737364-26-000007View filing
Sep 1, 2026—8-K8-KAug 31, 20260001788882-26-000068View filing
Aug 24, 2026—4FORM 4Aug 21, 20260001628280-26-058609View filing
Aug 24, 2026—4FORM 4Aug 21, 20260001628280-26-058601View filing
Aug 5, 2026—10-Q10-QJun 30, 20260001788882-26-000061View filing
Aug 5, 2026—8-K8-KAug 5, 20260001788882-26-000060View filing
Jun 23, 2026—4FORM 4Jun 22, 20260001628280-26-044895View filing
Jun 16, 2026—4FORM 4Jun 15, 20260001628280-26-043530View filing
Jun 8, 2026—8-K8-KJun 3, 20260001788882-26-000049View filing
Jun 4, 2026—4FORM 4Jun 3, 20260001628280-26-040897View filing
Jun 4, 2026—4FORM 4Jun 3, 20260001628280-26-040896View filing
Jun 4, 2026—4FORM 4Jun 3, 20260001754374-26-000001View filing
Jun 4, 2026—4FORM 4Jun 3, 20260001936348-26-000001View filing
Jun 4, 2026—4FORM 4Jun 3, 20260001998619-26-000001View filing
Jun 4, 2026—4FORM 4Jun 3, 20260001827699-26-000001View filing
Jun 4, 2026—4FORM 4Jun 3, 20260001278602-26-000001View filing
May 22, 2026—4FORM 4May 21, 20260002019852-26-000002View filing
May 18, 2026—4FORM 4May 15, 20260001977858-26-000004View filing
May 15, 2026—144——0001959173-26-003635View filing
May 13, 2026—4FORM 4May 12, 20260001977858-26-000003View filing
May 12, 2026—144——0001959173-26-003502View filing
May 6, 2026—10-Q10-QMar 31, 20260001788882-26-000047View filing
May 6, 2026—8-K8-KMay 4, 20260001788882-26-000046View filing
May 4, 2026—4FORM 4May 1, 20260002019852-26-000001View filing
Apr 24, 2026—DEFA14ADEFA14A—0001788882-26-000034View filing
Apr 24, 2026—DEF 14ADEF 14AJun 3, 20260001788882-26-000033View filing
Apr 8, 2026—4FORM 4Apr 7, 20260001977858-26-000002View filing
Apr 7, 2026—144——0001959173-26-002803View filing
Quarterly and monthly research
PeriodResearch summary
Jun 30, 2026Latest reported fundamentals for fiscal period FY-2026. Revenue: $782700000. Operating margin: 9.65%. Net margin: 7.83%. Free cash flow: $66800000.
Jun 30, 2026Latest reported fundamentals for fiscal period FY-2026-Q2. Revenue: $782700000. Operating margin: 9.65%. Net margin: 7.83%. Free cash flow: $66800000.
MonthResearch summary
Oct 1, 2026Derived monthly snapshot; AI narrative pending
Third-party metrics and ratios

Showing up to 40 recent metric records and 40 ratio records from the query window. Provider periods, units and validity flags are preserved when available.

PeriodReport periodFiscal yearQuarterPeriod typeCategoryValueUnitCurrencyValidSource
Jun 30, 2026Jun 30, 202620262semiannualchange_in_loss_and_lae_reserves5,600,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualchange_in_reinsurance_balances8,300,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualchange_in_unearned_premiums-9,700,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualother_operating_activities24,000,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualpurchases_of_fixed_maturity_securities-173,200,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualrepurchases_of_stock-31,200,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualsales_of_fixed_maturity_securities4,700,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantcommon_stock0—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantfixed_maturity_securities506,300,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantreinsurance_recoverable_on_paid_and_unpaid_losses25,200,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantunearned_premiums384,000,000—USDYes3Spread
Jun 30, 2026Jun 30, 202620262instantaccounts_payable_and_accrued_expenses47,900,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantaccumulated_other_comprehensive_income-2,000,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantadditional_paid_in_capital1,910,200,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualcapital_expenditures-7,200,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualcapitalization_of_deferred_acquisition_costs-2,700,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantcash_and_equivalents509,600,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualcash_beginning_of_period689,900,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualcash_end_of_period574,800,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualchange_in_other_assets4,300,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualchange_in_other_liabilities-46,200,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualchange_in_premiums_receivable-7,700,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantdeferred_policy_acquisition_costs47,100,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualdepreciation_and_amortization5,800,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantlong_term_debt197,800,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantloss_and_loss_adjustment_expense_reserves489,200,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualmaturities_and_repayments_of_fixed_maturity_securities29,400,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualnet_cash_financing-35,600,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualnet_cash_investing-146,300,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualnet_cash_operating66,800,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualnet_change_in_cash-115,100,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualnet_income_starting_line61,300,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualnet_realized_investment_gains_losses-100,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualnet_unrealized_investment_gains_losses4,400,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantother_assets86,600,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantother_invested_assets0USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantother_liabilities22,100,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantrestricted_cash65,200,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262instantpremiums_and_agents_balances_receivable417,700,000USDUSDYes3Spread
Jun 30, 2026Jun 30, 202620262semiannualproceeds_from_long_term_debt197,700,000USDUSDYes3Spread
PeriodReport periodFiscal yearQuarterPeriod typeRatio categoryRatioValuePercentileMissing inputsValidSource
Jun 30, 2024Jun 30, 202420242quarterlysectorinvestment_income_ratio_pct0+0.00%investment_incomeNo3Spread
Jun 30, 2024Jun 30, 202420242quarterlycash_flowoperating_cf_ratio0+0.00%current_liabilitiesNo3Spread
Jun 30, 2024Jun 30, 202420242quarterlyleveragedebt_to_assets0.82+59.18%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlyprofitabilityroe_pct-2.96+4.08%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlyefficiencyasset_turnover0.19+97.96%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlycash_flowcf_margin_pct21.65+63.27%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlycash_flowcf_to_net_income-8.03+2.04%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlysectorcombined_ratio_pct83.49+37.50%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlyleveragedebt_to_equity4.68+63.27%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlyleverageequity_multiplier5.68+61.22%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlysectorexpense_ratio_pct10.74+19.51%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlycash_flowfree_cash_flow59,900,000+34.69%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlysectorloss_ratio_pct72.74+63.64%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlyprofitabilitynet_margin_pct-2.7+6.12%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlyprofitabilityoperating_margin_pct1.31+0.00%—Yes3Spread
Jun 30, 2024Jun 30, 202420242quarterlyprofitabilityroa_pct-0.52+6.12%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlysectorinvestment_income_ratio_pct0+0.00%investment_incomeNo3Spread
Mar 31, 2024Mar 31, 202420241quarterlycash_flowoperating_cf_ratio0+0.00%current_liabilitiesNo3Spread
Mar 31, 2024Mar 31, 202420241quarterlysectorexpense_ratio_pct10.68+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlycash_flowfree_cash_flow12,200,000+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlycash_flowcf_to_net_income-2.34+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlysectorcombined_ratio_pct82.94+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyleveragedebt_to_assets0.81+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyleveragedebt_to_equity4.16+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyefficiencyasset_turnover0.18+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyleverageequity_multiplier5.16+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlycash_flowcf_margin_pct5.69+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlysectorloss_ratio_pct72.25+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyprofitabilitynet_margin_pct-2.43+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyprofitabilityoperating_margin_pct2.12+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyprofitabilityroa_pct-0.43+0.00%—Yes3Spread
Mar 31, 2024Mar 31, 202420241quarterlyprofitabilityroe_pct-2.23+0.00%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualsectorinvestment_income_ratio_pct0+0.00%investment_incomeNo3Spread
Dec 31, 2023Dec 31, 202320234quarterlysectorinvestment_income_ratio_pct0+0.00%investment_incomeNo3Spread
Dec 31, 2023Dec 31, 202320234annualsectorloss_ratio_pct82.85+69.23%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualcash_flowoperating_cf_ratio0+0.00%current_liabilitiesNo3Spread
Dec 31, 2023Dec 31, 202320234quarterlycash_flowoperating_cf_ratio0+0.00%current_liabilitiesNo3Spread
Dec 31, 2023Dec 31, 202320234annualcash_flowcf_to_net_income0.23+0.00%—Yes3Spread
Dec 31, 2023Dec 31, 202320234annualefficiencyasset_turnover0.34+73.33%—Yes3Spread
Dec 31, 2023Dec 31, 202320234quarterlyefficiencyasset_turnover0.14+87.50%—Yes3Spread
Data quality and provenance

This page does not fill gaps with sample data. Values shown above come from the connected market-data and research tables.

No verified records available for this section yet.
RetrievedDatasetProviderStatus
Oct 8, 2026company_profileUS Market AI / SEC-mapped universeVerified
Identifiers and model evaluation
IdentifierValueSource
cik1788882stocks.cik
tickerROOTstocks.symbol
No verified records available for this section yet.
QUICK ANSWERS

Frequently asked questions

What is ROOT stock's current price?

The latest stored quote for ROOT is 52.32. The quote timestamp is 10/19/2026, 4:00:00 AM. Prices can change during market hours.

What is the ROOT stock forecast and analysis?

The latest available quantitative model signal is “neutral”. Review the forecast horizons alongside the company's reported financials, valuation, technical indicators and risks below; model outputs are estimates, not guarantees or personalized investment advice.

What is the ROOT stock price target?

The forecast table shows stored quantitative model outputs for the available horizons. These are model targets, not necessarily Wall Street analyst consensus; a verified consensus target is not assumed unless explicitly stored.

What is the ROOT stock price prediction for 2030?

A stored long-term model scenario for 2030 is shown in the forecast table. Long-range scenarios are highly uncertain and should be reviewed alongside the model version and assumptions.

What are the bullish and bearish views on ROOT?

A sufficiently detailed analyst-opinion dataset is not currently stored for this stock. The bull and bear cases on this page are conditional evidence-based scenarios, not attributed analyst recommendations.

What is the ROOT stock price prediction for 2026?

A verified 2026 long-term model output is not currently stored for this stock. Check the forecast section for available horizons rather than relying on an unsupported target.

Is ROOT stock overvalued or undervalued?

The database does not currently contain a usable trailing P/E value. Without verified valuation inputs and a suitable comparison set, this page cannot responsibly label the shares overvalued or undervalued.

What is ROOT's P/E ratio?

A usable trailing P/E ratio is not currently available in the stored valuation data.

What is ROOT's 52-week high and low?

The stored 52-week range is 40.91 to 91.00. This describes the recent trading range, not a forecast or a guaranteed support/resistance level.

Does ROOT pay a dividend, and what is its dividend history?

No dividend records are currently stored for this stock. That absence does not prove the company pays no dividend.

When is ROOT's next earnings report?

The latest SEC filing/observation date in this database is Aug 5, 2026. This is not a verified earnings announcement date or a confirmed next-report date; check company investor relations for the official calendar.

How has ROOT stock performed recently?

The price chart uses 250 stored daily observations, and the market snapshot includes the latest available quote. Use the chart to inspect the period shown; past performance does not predict future returns.

Is ROOT stock in a bullish or bearish trend?

The stored technical snapshot classifies the trend as “neutral”. This rule-based label is based on available indicators and is not a standalone buy or sell signal.

What are the main risks of investing in ROOT?

Available risk metrics are shown in the risk and performance section. These metrics do not capture every business, competitive, regulatory or market risk; review company filings and disclosures as well.

Where can I find ROOT's financial statements and earnings history?

Use the Financial Statements section for stored statement records, financial metric history, earnings results and estimate revisions. Coverage depends on the data available for this company.

Does US Market AI provide a guaranteed ROOT price target?

No. Forecasts shown here are quantitative model outputs, not guarantees or personalized financial advice. Missing forecast values are left unavailable rather than filled with invented targets.

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US MARKET AI · STOCK RESEARCH

Data availability varies by company and provider. Missing values are omitted rather than estimated. Forecasts are model outputs and should be independently evaluated.

Research updated Oct 19, 2026 · Research methodology · Disclaimer